Let’s get honest. Your customers are probably more focused on business as usual than upgrading or installing a new central security system. But here’s the part they often overlook, and you can bring to their attention: insurance companies love monitored alarm systems like ours at Quick Response Monitoring Services and reward businesses and homeowners for having them. It’s that simple.
This is a golden opportunity for you to create strong relationships with potential customers, show them how to protect their investment 24/7, and help them lower their insurance premiums. Central station monitoring is a must-have for major insurers because it benefits everyone. It’s all about supply and demand. Your businesses supply the proper 24/7 monitoring systems, providing lower premiums and peace of mind.
Why Insurance Companies are Big on Central Monitoring
First, what is a central alarm system, and how are they different from a local alarm? Central station alarms are professionally installed systems that are professionally monitored 24/7. This is much better than a local alarm system, which is much simpler and usually not professionally installed.
Local systems are purchased separately and require multiple components, including motion sensors, door and window alarms, etc. If a sensor is triggered, the alarm is only heard by those inside the business. On the other hand, when a central station alarm is triggered, a signal is instantly sent to a monitoring station, and the appropriate emergency services or law enforcement are notified.
Manage Risk with Central Monitoring
Our state-of-the-art, 24/7 monitoring services offer fast response times and verified alerts. It’s more than just catching a burglar red-handed, right? It’s about providing insurance companies with information that a property is actively protected.
Here’s Why Insurers Care:
- Quick emergency dispatch reduces damage and overall loss
- Monitoring records can help verify incidents
- Fewer false alarms equal less wasted time and resources
- Systems meet regulatory and safety standards
The bottom line is that Quick Response central station monitoring assures insurance providers that a business is appropriately safeguarded and monitored, translating into lower premiums.
Insurance Discounts: The Win-Win
Who doesn’t like a discount? Especially when it comes to insurance premiums. Most insurance companies reward business owners and homeowners with eye-opening savings for upgrading their security systems.
Why? They recognize the business’s proactive approach to risk management while recognizing the value of these security measures. Plus, more security equals fewer claims. Discounts could range between five and 20 percent. Clients who may be on the fence about investing in their alarm systems could change their minds when they understand that many insurance companies lower premiums for having a central monitoring system.
Each insurance company is different, but qualifying systems usually include:
- Fire alarm monitoring
- Burglar/intrusion monitoring
- Environmental alerts like water or CO2
- 24/7 central station services
Why Is Compliance a Big Deal For Fire and Burglar Alarms?
Did you know that fire and burglar alarm insurance compliance isn’t just an extra layer of security? It’s mandatory. Some insurers require a 24/7 UL-certified central station, especially those with valuable inventory, hazardous materials, or high foot traffic. This is where we become a key partner in helping customers stay compliant and keep their insurance coverage in good standing.
Here is what many insurance providers expect:
- UL or FM-approved central station monitoring
- Regular alarm system testing and documentation
- Professional installation and setup
Quick Response monitoring solutions ensure your clients’ protection. You can suggest alarm systems tailored to their needs, which can be upgraded and adjusted as their business changes.
Why Monitoring is More Important Now Than Ever
Insurance companies are becoming more risk-conscious each day. You’ve probably noticed the news is flooded with natural disasters, wildfires, floods, and workplace accidents, which are commonly covered by their policies. Like any business, they tighten their alarm system insurance requirements and only cover clients who take protection seriously and proactively.
This is where central station monitoring is a positive element in their eyes. Today’s insurance trends show higher premiums for properties without monitoring and a stronger preference for connected, 24/7 smart systems.
Why UL Certification Could Be A Game Changer
Not all central station monitoring services are created equal. Insurance companies often prefer systems connected to UL-certified central stations. UL certification demonstrates that the facility meets strict standards for reliability, back-up systems, and operational systems.
This is where our Quick Response solutions ensure you can check all the boxes when your customers or insurance agents ask difficult questions. If requested, you’ll have the proper documents, saving everyone time and headaches.
Today, Central Monitoring is A Benefit In More Ways Than One
Everyone is trying to save money and boost their bottom line. Some business owners might not understand the value that full-service monitoring can bring. Explain that there are insurance discounts for alarm systems.
The investment could save them 15 percent on insurance premiums, avoid compliance issues, and meet alarm insurance requirements. These savings can then be used to invest in a state-of-the-art, 24/7 compliant monitoring system that will provide peace of mind.
Why Quick Response Is a Trusted Monitoring Partner
Our experienced Quick Response team has delivered trusted protection and peace of mind to thousands of customers nationwide for over 40 years. We are UL Listed, a TMA 5 Diamond Certified dealer, and meet the highest industry standards.
Our innovative technology will handle today’s security challenges and move our clients into a safe, insured future. Learn more about our central alarm monitoring services. Contact Quick Response today!
